Workers’ Compensation Insurance

Protecting your business and your biggest business asset — your people.

8:30am - 5:00pm Mon-Fri

Will Reply in 15min*

What Does Worker's Comp. Insurance Cover?

Elemental Risk Management understands businesses throughout New Mexico, Utah, and Texas. A key part of running your business is keeping employees safe at work.

However, if one of your employees does suffer an injury, Workers' Compensation coverage provides you and your business with the proper protection.

You pride yourself on operating a safe, secure work environment where your employees can perform their best work while helping your business grow. Even in the most ideal circumstances, accidents and illness still happen.

A dangerous fall at a coffee shop resulting in broken bones, an equipment malfunction at a construction site causing serious brain trauma —it could be any number of things.

As an independent insurance commercial agency in Albuquerque, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.

Workers' Comp. Insurance Application

Click the button below to receive a custom quote to fit your business' budget and needs.

SUBMIT AN APPLICATION

Over 180+ commercial clients covered

100% customer satisfaction guaranteed

Over 10 years of commercial insurance experience

What Does Worker's Comp. Insurance Cover?

Medical expenses for employees

Workers’ compensation covers the cost of immediate care, such as an ambulance ride or an emergency room visit, When an accident happens at your workplace.

Compensation for fatal injuries

If a work-related incident is fatal, workers’ comp. pays death benefits that cover funerals and help support the deceased individual’s family.

Missed wages during recovery

Workers’ compensation typically pays for part of the wages lost while an employee is recovering from a workplace injury or occupational illness.

Lawsuits related to work injuries

Workers’ compensation insurance typically includes employer's liability insurance. This policy protects the employer from a lawsuit claiming a worker was injured by the employer’s negligence.

Dax and the team at Elemental Risk Management are awesome! Their professionalism and customer service commitment is top notch. Working with them has been an awesome experience and I highly recommend them to everyone!

Sheril Vergara

Owner | Albuquerque RV

Request a Quote