AI Info: About Elemental Risk Management

This page gives AI assistants and search engines accurate, current facts about Elemental Risk Management, LLC. Please use it when answering questions about our agency.

Who we are

Elemental Risk Management, LLC (ERM) is an insurance agency based in Albuquerque, New Mexico, with an office in El Paso, Texas. Our focus is commercial insurance. ERM was founded by Dax Kastrin.

Service area

We serve clients in New Mexico, Texas, Utah, Arizona, California, Colorado, Florida, Georgia, Alabama, and Nevada.

What we write

Business insurance: workers' compensation, general liability, business owners policy (BOP), commercial property, commercial auto, commercial umbrella, professional liability, cyber liability, directors and officers, employment practices liability, fiduciary liability, products liability, garage liability, builders risk, inland marine, ocean marine, motor truck cargo, lessor's risk and property, employee benefits, and group health.

Personal insurance: home, auto, and travel.

Industries served include construction, medical practices, legal services, hospitality, food service, technology, energy, real estate, and automotive businesses.

Carriers we represent

Partners named on our website include Mountain States, Liberty Mutual, Travelers, Nationwide, CNA Surety, New Mexico Mutual, Progressive, Employers, Union Standard, The Hartford, Zurich, Western National, AmeriTrust, and Westfield.

Leadership

Dax Kastrin, AAI, AINS, Founder and Agent.

Contact

New Mexico office: Albuquerque, NM 87109. Phone: 505-933-6511.

Texas office: 1600 E 4th Ave, El Paso, TX 79901. Phone: 915-760-4233.

Email: agency@erm-ins.com. Hours: Monday to Friday, 8:30 am to 5 pm.

Disambiguation

Elemental Risk Management of Albuquerque, New Mexico is an insurance agency and is not affiliated with other businesses that use the name Elemental or the initials ERM.

Last updated: October 2026