Business Insurance Products to Safeguard Your Business
Work with ERM today to protect your small business in New Mexico, Utah, and Texas. Secure your livelihood, your workers, and your legacy. Request a free quote today.
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Over 180+ commercial clients covered
100% customer satisfaction guaranteed
Over 10 years of business insurance experience
Get Proactive Protection for Your Small Business
It’s better for small businesses to be prepared for unforeseen circumstances than to react to them.
A 2016 survey shows that 35.2% of small businesses across the country experienced an event that could have led to an insurance claim. It means that a third of small businesses could have faced substantial financial loss because they had to pay for damages and medical injuries out of pocket.
To make problems worse, about 75% of businesses in the country are underinsured by 40% or more. Should an adverse circumstance happen, their coverage plan is not enough to cover the full expense of a claim.
Be proactive about protection for your business.
With ERM, you’ll have peace of mind knowing that you have the right commercial insurance and the right level of coverage for all the risks your business faces. Whether you’re in New Mexico, Texas, or Utah, ERM delivers the right insurance solutions.
Your Business Insurance Solutions
Workers’ Compensation Insurance
Protect your workers from significant financial losses if they are injured or disabled while performing their duties as an employee.
Cyber Liability Insurance
Safeguard your business against financial losses from data breaches, especially those that involve sensitive customer information and other unforeseen cyber events, like cybercrime.
Directors & Officers Liability
Protect your C-suite officers and board members, as well as the companies they represent if they are the subject of a claim or investigation from their duties.
General Liability Insurance
Guard your business against the cost of claims that can be filed due to bodily injury to a third party, damage to third-party property, lawsuits, and more.
Business Owners Insurance
Reduce the cost of premiums by getting a business owner’s insurance, a coverage plan that combines commercial property insurance and general liability insurance.
Commercial Auto Insurance
Guard your business against financial losses from accidents involving company vehicles. Commercial auto insurance provides for bodily injury liability and property damage.
Commercial Property Insurance
Recover from financial losses involving damage to your physical assets, including furniture, physical building, office space, inventory, landscaping and fencing, signage, and more.
Lessor's Risk Insurance
Get coverage for your rental properties. A lessor’s risk insurance covers financial losses from acts of vandalism, litigation costs for lawsuits, theft of property owned by your tenants, and more.
Product Liability Insurance
Protect your companies from claims made against the goods you provide. This covers injuries caused by malfunctions of products, design defects, and more.
Choose Elemental Risk Management Today
Get a Plan Suited to Your Business
ERM assesses the risks that your company faces, as well as your industry, operations, workforce, and more.
Recover Quickly
With business insurance coverage, you’ll bounce back from adverse events that could have left your business on the brink of bankruptcy.
Avoid Overpaying
Through customized solutions, your business will get adequate coverage without unnecessary costs. We’ll keep premiums cost-effective.
Request a Quote
Get a free business insurance assessment today!
Get started today!
Our general liability insurance plans provide coverage from all the claims that could be made against your business in the future. You can check and compare our general liability coverage plans to make your business disaster-proof today.
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Our Testimonials
Hear from our clients
“We recently changed our business insurance after over 20 years, and we couldn't be happier. We didn't realize how poor the service was, how unresponsive, and slow the service was of our previous carrier. Dax and his team have gone above and beyond to answer every question our business had, to ensure that we had the coverage we needed, and fully understood everything we were getting. Not only did we save money, but we have saved a lot of time with the quick responsiveness of this team. They are exceptional. Would Highly recommend, and provide references."
Laura Harrison
May 2021
"I love working with the ERM crew! They are always super inquisitive and willing to learn/ask questions to provide their clients with the best possible insurance solution. I would definitely recommend them to anyone looking for advice on their current policies and coverage."
Nicole Limpert
May 2021
“Elemental Risk Management has been our insurance agent for 2 years now. They are consistently shopping for us to have the very best quality of coverage, as well as the best rates available. They saved our company over $20,000.00 in premiums our first year doing business with them. They are also quick to respond to any need (COI's, accident reporting, etc.). I recommend the team at ERM very highly!
Ramona Mills
June 2021
Get started today!
Managing risk is essential for every business. Work with a partner you can depend on to help you protect your most valuable assets.
Contact Us
Elemental Risk Management strives to be a progressive agency in the continuously evolving world of business insurance.
4801 Lang Ave NE UNIT 110
Albuquerque, NM 87109
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