Commercial Property Insurance

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Commercial Property Insurance in New Mexico, Utah, and Texas

Commercial Property Insurance helps protect the value of the physical assets within your company. If an unforeseen accident or natural disaster hits, having a property insurance policy can help your business recover. In exchange for the premium you pay, the insurance carrier will pay you for the value of the lost or damaged property when a loss occurs.

Commercial property insurance is specifically designed to protect:

Your physical building or office space
Your inventory
Any outdoor signage or furniture
Landscaping and fencing
Indoor equipment or furniture
Other surrounding property

Elemental Risk Management can customize a plan to protect your business – from a minor setback to catastrophic loss. Even if you don’t own your building, lease a workspace, or work from home, business property insurance protects your business’ physical assets no matter where they are.

Free online commercial property policies are offer when you speak with a specialist that understands that your business in New Mexico, Utah and Texas is unique.

We will take the time to customize and tailor a commercial building insurance policy to fit your needs.

Commercial Insurance Application

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Over 180+ commercial clients covered

100% customer satisfaction guaranteed

Over 10 years of commercial insurance experience

Commercial property insurance policies generally fall into one of three categories:

Basic Commercial Insurance

Covers only these causes of loss: Fire or Lightning, Smoke, Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft, Vehicles, Glass Breakage, Vandalism & Malicious Mischief, Theft, and Volcanic Eruption.

Broad Commercial Insurance

Includes basic coverage, and adds the following 6 perils: Weight of Snow, Ice, or Sleet Water Damage Falling Objects Glass Breakage Building Collapse.

Special Commercial Insurance

Form policies are the most inclusive and read differently than Basic and Broad Form. Special form does not specifically list perils, rather it is “all risk” coverage unless otherwise specifically excluded.

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