What Are the Best Insurance Companies for Convenience Stores and Gas Stations?

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To find the best insurance company for your convenience store or gas station, it's important to compare policies and quotes from a few different companies. Some things you may want to consider include:

The types of coverage offered
The limits of coverage
The deductibles
The premium costs

Be sure to read the fine print of any policy before you purchase it so you know exactly what is and isn't covered.

We are a top-rated insurance agent dedicated to serving convenience store and gas station owners all over the United States, and we can help you find the best policy for your needs. Give us a call today to get started.

Recommended Policy Types for Convenience Stores and Gas Stations

There are a few different types of insurance policies that we recommend for convenience store and gas station owners. These include:

Type of Insurance	What It Covers
Property Insurance	This type of policy will protect your buildings and contents in the event of damage or theft.
Business Interruption Insurance	An interruption policy will cover lost income and expenses if your business is forced to close due to an insured event, such as a fire.
Liability Insurance	Best for protection against lawsuits alleging bodily injury or property damage.
Product Liability Insurance	This type of policy is recommended if you sell any products, as it will protect you in the event that a customer is injured by one of your products.
Crime Insurance	A must-have for any business, crime and theft insurance will protect you in the event of theft, vandalism, or other crimes.
Automobile Insurance	If you have company vehicles, this type of policy will protect them (and your drivers) in the event of an accident.
Workers' Compensation Insurance	This type of policy is required in most states if you have any employees. It will provide financial protection for your employees if they are injured on the job.

Best Insurance Companies for Convenience Stores and Gas Stations

Thanks to our years of industry experience, we can offer our clients access to some of the best insurance companies for convenience stores and gas stations. We consider the following companies to be the best of the best:

#1 Travelers

★★★★★ - Elemental Risk Rating

Born out of the need for insurance for transportation companies in the early 1800s, Travelers is one of the oldest and most experienced insurers in the business. Today, they offer a comprehensive package of insurance products for businesses of all types and sizes, including convenience stores and gas stations.

What we love about Travelers:

Their experience in insuring businesses like yours
The comprehensive nature of their coverage
Their competitive pricing

Besides property and liability insurance, Travelers also offers crime, automobile, workers' compensation, and product liability insurance.

#2 Union Standard

★★★★ - Elemental Risk Rating

You can't go wrong with Union Standard Insurance Group when it comes to insuring your convenience store or gas station. They are one of the largest and most well-respected insurers in the country, and they have a long history of providing high-quality coverage at competitive rates.

What we love about Union Standard:

Their financial stability
The breadth of their coverage
Their excellent customer service

Union Standard offers all of the same types of coverage as Travelers, plus they also offer employment practices liability insurance, which can protect you against lawsuits alleging wrongful termination, discrimination, and other employment-related claims

#3 Donegal Insurance Group

★★★★ - Elemental Risk Rating

Donegal Insurance Group is another excellent choice for insuring your convenience store or gas station. They are a regional insurer with a strong focus on customer service, and they have an excellent reputation in the industry.

What we love about Donegal:

Their commitment to customer service
Their competitive rates
The strength of their coverage

Donegal offers all of the same types of coverage as the other two companies, plus they also offer environmental impairment liability insurance, which can protect you against claims arising from pollution or contamination.

Compare and Get the Best Insurance for Your Convenience Store or Gas Station

Here at Elemental Risk Management, we understand that finding the right insurance for your convenience store or gas station can be a challenge. That's why we're here to help. We work with all of the best insurance companies for businesses like yours, and we can help you compare policies and find the one that's right for you.

So, what are you waiting for? Call us today or request a free quote online, and we'll get to work finding the best insurance for your convenience store or gas station.