Get in touch

Nation's Leading Commercial Insurance Agency

Insurance is Downside Protection

Elemental Risk Management strategizes, designs, and develops business insurance solutions that help business owners protect assets and mitigate risk. We provide Workers' Comp, Commercial Auto, General Liability & More!

PROTECT YOUR BUSINESS

Partner with Trusted Commercial Insurance Experts

Let’s proactively manage your risk

Elemental Risk Management is a business insurance agency in Albuquerque, New Mexico that strategizes, designs, and develops commercial insurance solutions for small businesses throughout the United States. Regardless of your industry, you’ll receive reliable insurance coverage from risk management experts. With our help, your business will grow while avoiding the expected (and unexpected) risks associated with running a business.

With ERM, you’ll proactively manage risk instead of reacting to it.

Meet Elemental Risk Management

Manage Your Business Risk

Protecting Your Peace Of Mind

Different businesses face different kinds of risks. ERM will work closely with you to determine the coverage your company needs. With our seasoned consultants, your business will meet mandatory insurance coverage in New Mexico, Texas, or Utah, plus get plans that give your company adequate protection.

Explore our commercial insurance solutions.

Worker's Comp Insurance

Employees are a valuable asset, but they can also trigger enormous costs related to employment-related claims.

Get a Quote →

Cyber Liability Coverage

Most businesses operating in the modern marketplace are tasked with using, storing, sending, or receiving sensitive digital data.

Get a Quote →

Directors & Officers Liability

In the past, it was commonly believed that only public corporations would benefit from D&O insurance.

Get a Quote →

We shop the best insurance rates and coverage for you or your business. Explore all services.

All Products

Industries We Serve

As a premier business insurance agency, Elemental Risk Management customizes offerings based on our client’s unique business needs and challenges. The result is an agile, adaptable approach to commercial insurance that evolves and adapts based on an organization’s growth goals and risk tolerance.

Golf Course and Resorts

Law Offices and Attorneys

Architecture Firms

Medical Practices

Dental Offices

Plumbing Contractors

Day Spas

Franchise Auto Dealers

Non-Franchise Auto Dealers

RV Dealership

Property Owners

Recycling Facilities

See All Industries

Manage Your Risk

There are many risk factors to consider when owning or operating a business. It is important to have a partner that can learn the nuances of your business and be able to guide you in the right direction when it comes to protecting an asset as valuable as a business. Learn more about the different types of risk that your business faces.

Explore Your Risk